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Richmond, British Columbia, Canada - Can you afford a one bedroom apartment/condo?

In this day and age when the real estate market offers more inventories, the renters or
first-time buyers could see the upside aspect of this current trend.

If you're a couple, or perhaps single, and currently renting, have you thought
about how much can you qualify for, if you try and go through a process of
mortgage  pre-qualification?

Do you know if you qualify for a mortgage?

Many people may be interested to own a home. However, there may be some factors
to look into. These are total income to support a mortgage, credit history, not to
mention assets and liabilities or debts.

If you need to learn more about mortgages, please visit: www.iclickmortgage.com

Richmond, British Columbia, Canada - Are you looking for a Richmond Townhouse with Two bedrooms?

Good news for buyers with small household members looking to purchase a property
in the city of Richmond.

As per the MLS record today, November 29th, there are at least seven 2-bedroom
townhouse units that are offered in the price range of 300K to 350K.

Let say somebody puts up an offer for a Richmond townhouse unit at a purchase price of
$325K and the offer gets accepted, how much will a mortgage borrower be paying for this
property?

If one qualifies in this category, and gets approved for a loan amount requested,
with five percent down (which in this scenario would be $16,250), mortgage borrowers
may be looking at atleast a mortgage payment of $1670+ per month (as per their approved
credit).

So, if a family is currently renting a property in the amount as if you could be paying a
mortgage, how does the idea of being a homeowner occur to you?

I think it is very timely that one considers what this current market situation offers.
Find out if this fits your property criteria by sending your inquiry.

Richmond, British Columbia, Canada - November 29, 2008

If you have been waiting for so long to own a three bedroom townhouse unit in Richmond, here's
great info for you.

Did you know that you could find a Richmond townhouse that offers three bedrooms at a price
that ranges from 320K to 350K.

As per the MLS record today, November 29th, there are at least seven 3-bedroom
townhouse units available for homebuyers.

This is a good chance for a homeseeker with a medium-size family looking for a home that
has reasonable living space at an affordable price.

Viewing of units may be requested by sending your inquiry (email)
or calling 778-896-4493

Richmond, British Columbia, Canada - Home Purchasers in the Current Market Trend

The real estate industry as in any field has its cycle. In today's trend where there are more listings available, people prospecting for home opportunities are in a greater advantage. In Greater Vancouver for example, not only that home purchasers today have the benefit of choosing from a great list of inventories  of homes in the Lower Mainland, they are also looking at the idea of repositioning their hard-earned money or savings.

So who are the best candidates in today's market? Renters, first-time buyers or either home purchasers needing to move up or  downsize, can look at the best buying opportunities in the current market trend.

If one has a stable income that can service a mortgage, with reasonable savings for downpayment, not to mention a proven track record of good credit, and looking for a suitable property, the opportunity for home ownership might be calling you now!

If you are currently in the Pre-Qualification stage of home buying and would like to consider the better option available, please send your inquiry today for your HOME BUYING NEEDS!

Richmond British Columbia, Canada - How Affordable to Own a Richmond Terra Nova Townhouse Unit?

In order to have a sample calculation of how much can a home buyer  afford a unit in this admirable Richmond Terra Nova neighbourhood, let us take for example a particular townhouse unit that is selling below 470K, which was recently featured in this blog site.

If a property is being purchased at a price of $469,800 by qualified mortgage borrowers,  and the buyers have savings equivalent to five percent (5%) of this amount ( which in this case would at least be $23,500), then the loan amounting to 95% of the purchase price will have to be advanced by a lender approving of a mortgage sought by the borrowers.

In this case, the qualified mortgage applicants or buyers are looking at paying an approximate monthly amortization of $2,400+ (based on approved credit, with 35-year amortization period), at an estimated interest rate of 5.34%.

Somehow, if you are a renter in this Richmond area, you may be looking at the same, if not almost close to the monthly amount for rental payment for a home that fits a medium-size family.

So, if one has financial resources, with track record of good credit and stable income that can service the mortgage payments for a property, then home ownership may be calling you now.

As home buyers or mortgage borrowers may have different financial profile, It is best to look at your financial options and find an opportunity in this home buyers' market. Please call 778-896-4493 to find out what options may be available for you.

The Terra Nova Neighbourhood in Richmond BC

When one is looking at home ownership possibility, location is apparently the very very first thing to look at. "What kind of environment does it have?" is a usual question and a great factor to consider.

As several properties in the Terra Nova area are available in the current market, it is very timely to feature the neighbourhood so people may have a better idea of what this popular Richmond area promises.

If one has to describe this enchanting neighbourhood, one can't help but mention that Terra Nova indeed is a place for nature lovers.

The setting is unique in such a way that one enjoys the beauty and view of mountains, river and wildlife while strolling along the west side dyke. Travellers do enjoy the adventure either through walking or biking.

The location is a plus as it is just across from the airport area.

Art and photography lovers can certainly grasp a good view of migrating birds or some other
interesting subject that may be experienced by going to this Richmond Park.

Great Terra Nova Townhome Unit ideal for family!

Here's a Terra Nova Townhome Unit that offers great features and benefits. 

For a family that's looking for a property that is located near school, transportation,
shops and various social services, this unit might be something you might be waiting for.

In addition to proximity and access to convenience, the unit certainly boasts of quality
and style. The property has new carpet, laminate flooring,  moulding, kitchen tiles; and
4th bedroom could be an office or rec/hobby room. The unit has also front yard with garden.

This unit may be viewed on Saturday or Sunday between 1:30-3:00pm.
You may also call 778-896-4493 for other details.

Richmond Terra Nova TownHomes

There about sixteen (16) units in the Richmond Terra Nova neigbourhood actively listed as of today in the Multiple Listing Service (MLS).

This shows that home buyers who are from Richmond  or even those who come from the neighbouring cities can now have the opportunity to look into that option of owning a piece of property in a setting that
reflects nature and admirable community.

Home owners in the Terra Nova neighbourhood do enjoy access to easy shopping in the Terra
Nova Shopping Mall, Save-on-Foods, Starbucks, and other retail stores, banking and health
services located in No. 1 Road and Westminster Highway; not to mention a short walk to dining
and fitness facilities.

If you would like to view the units available in the area of Terra Nova, please call 778-896-4493 to arrange a viewing schedule.