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Where the housing market in BC is headed

Recent reports say that the season of Spring could be the testing point where the sector of housing might most likely go.

We have observed the prices of homes; or how real estate have gone relatively low after a decade of watching houses that command high price.

Although, it's still a buyer's market, analysts see an analogy that the increase of prices this month of March could mean that the market has already hit the lowest point or it might simply indicate that it's typical of the season.

Here's an interesting article which reports an indicator where the housing market is headed in BC.

http://www.ctvbc.ctv.ca/servlet/an/local/CTVNews/20090319/BC_spring_housing_season_090319/20090320/?hub=BritishColumbiaHome

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Sheila Atienza, Richmond BC REALTOR/Mortgage Broker

Author of "You are Privileged, 12 Success Principles to Uncover Your Innermost Potential"

Author of "How to Prepare to Own a Home in Canada, Recession-proof Lifestyle for Immigrants and First-time Buyers"

 "You are Privileged" Book Coming to Richmond Public Library

Here's good news for booklovers and residents in the city of Richmond.

The recently published book title: "YOU ARE PRIVILEGED, 12 Success Principles to Uncover Your Innermost Potential" by Canadian publisher, Privilege Solutions Integrated and written by Canadian author, Sheila Atienza, will soon be available at the Richmond Public Library.

Richmond Public Library comprises at least five public libraries in the entire city of Richmond, namely: Brighouse, Ironwood, Cambie, Hamilton and Steveston.

The book has been released several weeks ago in the US and Canada and currently available at select major and independent bookstores worldwide. Here's the list of some of the stores that carry this book title:

Canada: chapters rare amazon.ca

US/International:  betterworld  blackwell  amazon.com barnes&noble

If you'd like to see an excerpt from an article about this book posted on Chapters Indigo:

                                    Feel Good About Yourself!

When things fall apart or go the way you never expected, what do you do?
Particularly, with the global economic downturn we are all experiencing these days; we could not help but be affected. Thus, we feel so low. We worry...

Continue reading...http://community.indigo.ca/posts/Sheila-Atienza/user-356471/534754.html

Sheila Atienza, Richmond BC REALTOR and Mortgage Broker

Author, "YOU ARE PRIVILEGED, 12 Success Principles to Uncover Your Innermost Potential"

Author,  "How to Prepare to Own a Home in Canada, Recession-proof Lifestyle for Immigrants and First-time Buyers"

Mortgage Rates these days have become more attractive to prospective mortgage applicants. Although, the economy is still going through the rough edges, some home buyers or even homeowners who may be considering refinancing or perhaps at the point of renewal, have seen the advantages of how feasible it is to look at your mortgage options today.

Sheila Atienza, Mortgage Broker

Dominion Lending Centres Westcoast

To apply for mortgage (pre-approval, home purchase or refinancing) please visit: http://sheilaatienza.ca/applynow.php

What Does It Mean Being a Rainmaker in Activerain

It was an early evening of Saturday, March 21^st; I visited my Activerain blog to make some updates or see how things are going in the community.

To my surprise, I saw that badge posted closer to my profile pic which says: "ACTIVERAIN RAINMAKER". "Wow", I said to myself; and went on: "Did I just earn that thingy from being a part of this community? Isn't that wonderful?

I've been in Activerain (AR) since 2006. From that point on, the blog I've initiated has been a part of my career as a real estate professional. Not only that my clients, or web visitors acknowledge my presence on the internet, but they appreciate the fact that there is that kind of community where you see those people in the industry connect, if not share ideas on certain topics. Not only that do they see real estate practitioners from Greater Vancouver, BC but the rest of Canada and the US.

In whatever way we contribute to this community; we help build a growing network or bring in some traffic to the site, I could say that AR is a very useful tool for both the Pro and the Newbie.

What more could I say?

"Well, Activerain, you make my day!"

More power...

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Sheila Atienza, Richmond BC Realtor, Multiple Realty and Mortgage Broker, Dominion Lending Westcoast

Author, "You are Privileged, 12 Success Principles to Uncover Your Innermost Potential"

Author, "How to Prepare to OWN a HOME in Canada, Recession-proof Lifestyle for Immigrants and First-time Buyers"

Heads up for Canadian Immigrants

Learning to speak Canada's official language would be critical criteria for acquiring citizenship.

On an immigration conference held in Calgary, Federal Immigration Minister Jason Kenney has emphasized the need for immigrants to make efforts to integrate a working knowledge of Canada's official language.

Immigrants in Canada should be able to communicate in either English or French.

You can read an article released from The Canadian Press - Fri Mar 20, 12:29 PM on:

http://ca.news.yahoo.com/s/capress/090320/national/tough_citizenship

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Sheila Atienza,

Author, "You are Privileged, 12 Success Principles to Uncover Your Innermost Potential"

Author, (Forthcoming Book Title) "How to Prepare to OWN a HOME in Canada, Recession-proof Lifestyle for Immigrants and First-time Buyers"

Looking at the Mid-week, A Day in the Life of a Multitasker

Oh my mind is so full of ideas. I woke up this morning much earlier than I should: 4:50 am. What day is it? Wow, it's Wednesday, March 18^th. How time goes... I couldn't complain; I just noticed, the night went by so fast...

Okay, time for coffee, I thought. Well, there... got my cup of coffee, hmm... some kind of kick to get me started for the day. I wonder how my day would be like, without it.

Afterwards, I will have to review my things-to-do list. Well, it would be an interesting mid-week for me. I remember I have some things to work on for my clients. Not only that I will be looking up some property listings but I will also be busy with pre-approval of mortgages for first-time buyers.

In the next few while, I'll be working on my writing stuff. I have some topics that have been lingering through my mind, which I will feature in my blogs later, particularly here on Activerain.

Not to mention the fact that I am also busy promoting my published work: "YOU ARE PRIVILEGED" book. Then, of course I have another book coming out soon. Lastly, did I mention social networking? So there I go with multitasking.

With that in mind, I am wishing everyone a pleasant day; and that you had a great time, yesterday, in commemoration of St. Patrick's Day.

You can check out my updates on Twitter: http://twitter.com/sheilaatienza

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Sheila Atienza, BC Realtor and Mortgage Broker

Author, "You are Privileged, 12 Success Principles to Uncover Your Innermost Potential" Canada: books.iclickproperty.com books.iprivilege.com chapters rare amazon.ca                                      US/International:  betterworld  blackwell  amazon.com barnes&noble

Author, (Forthcoming title), "How to Prepare to Own a Home in Canada, Recession-proof Lifestyle for Immigrants and First-time Buyers"

First-time Buyers making up the BC Homebuyers Pie

Although there are many variables one look into this day and age of recession, as far as home buying is concerned, it seems that first-time buyers make up the BC homebuyers pie.

The rise in that segment is indeed noticeable. Some of the factors that new buyers put into account are the following:

•         $750 tax credit back on closing costs

•         maximum of $25, 000 RRSP can be used for down payment, payable in 15 years

•         lower prices on homes: apartments, condominiums, townhouses and detached houses

•         lowest mortgage interest rates possible

As has always been advised, homebuyers who could be confident about their finances, savings and investments are best to look at the opportunity when all the advantages are presented to them.

If you are a first-time buyer and would like to find out your best options on home buying, please feel free to contact me by email.

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Sheila Atienza, BC based REALTOR and Mortgage Broker

Author, (Forthcoming book) "How to Prepare to OWN a HOME in Canada, Recession-proof Lifestyle for Immigrants and First-time Buyers" To pre-order the book: http://books.iclickproperty.com

Author, "You are Privileged, 12 Success Principles to Uncover Your Innermost Potential"

BC based Mortgage Broker Launches Dominion Lending site

Finally my web site at Dominion Lending is up and running. Clients and web users can look up for my mortgage services by visiting: http://sheilaatienza.ca

You will find links to our latest mortgage rates, mortgage options such as home purchasing, refinancing or home equity mortgage options, mortgage calculators, mortgage application and other resources in home financing in Canada.

In fact, mortgage calculators give you access to learning mortgage rate and payment or generate a schedule for mortgage amortization; paying off mortgage, comparing which mortgage provides you  a better value; or whether bi-weekly payments can work for you; and even looking at your home budget.

You can try these mortgage calculators: 

Mortgage Payoff
Find out how much interest can you save by increasing your mortgage payment.

Mortgage Comparison
Which Mortgage provides you with the best value?

Bi-weekly Payments
This simple technique can shave years off your Mortgage and save you thousands!

Home Budget
See how much you have left to save and where your money is being spent.

The launch of Dominion Lending site to feature mortgage solutions to clients would complement the site http://iclickmortgage.com that I currently host to integrate into a total package of real estate services.

In addition, clients can view my Dominion Lending video at: http://www.imambo.com/clnt/dominion/sheila/plyr/

Are You an Immigrant or Intending to Move to Canada?

If you are an immigrant or at least intending to move to Canada, and looking for some information on how you can own your home in time, here's good news for you.

A new book is underway, which will be released by Canadian Publisher, Privilege Solutions Integrated and written by Canadian Mortgage Broker and British Columbia-based REALTOR Sheila Atienza.

The book will help newcomers to have an overview of how to start out a life in Canada; and how they can get ready in terms of personal finance, homeownership and other aspects of mortgages.

Watch out for the release of the book title, "How to Prepare to OWN a HOME in Canada, Recession-proof Lifestyle for Immigrants and First-time Buyers". It will be available in the global market very soon.

To learn more information or how to pre-order your copy, please visit: http://books.iprivilege.com or http://books.iclickproperty.com

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Sheila Atienza, BC-based REALTOR and Mortgage Broker

Author, "You are Privileged, 12 Success Principles to Uncover Your Innermost Potential"

Author, (Forthcoming book) How to Prepare to OWN a HOME in Canada, Recession-proof Lifestyle for Immigrants and First-time Buyers"

Finding Canadian Authors at Chapters Indigo

As a Canadian author based in Richmond, British Columbia, I could not help but be pleased to have started writing my profile at Chapters Indigo.

Working my way to be in touch with our Canadian readers and fellow writers or simply any book enthusiasts, I have recently joined the roster of authors at Chapters Indigo. The opportunity to take part in this program is such a good avenue not only for writers but for booklovers alike.

Whether you enjoy reading novels, or non-fiction self-help books on success, business, real estate, personal finance or personal growth, you will benefit a lot by being a part of a community of literary lovers. Some members do actively post their reviews or thoughts on their favorite books or make recommendations on which material to watch out for.

I have recently released my non-fiction book "YOU ARE PRIVILEGED, 12 Success Principles to Uncover Your Innermost Potential". The book is available globally including amazon.ca. Alternatively, Canadian book buyers can get a copy at Chapters Indigo's Book Rare Section at present, by looking up for the book's ISBN 9780981147505.

I believe that the Chapters Indigo Community is one of the many ways how Canadian authors in particular and their targeted readers could meet, express opinions and continue to learn through whatever input one could share.

Here's the link to Authors and Artists Directory at Chapters:
www.chapters.indigo.ca/Community-Home/com_ad-artnb.html

To see my profile at Chapters:
community.indigo.ca/profile/Sheila-Atienza/356471.html

To check out my previous post:
community.indigo.ca/posts/Sheila-Atienza/user-356471/534754.html

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Posted by Sheila Atienza, http://community.indigo.ca/posts/Sheila-Atienza/user-356471/535171.html

Sheila Atienza, Author
"YOU ARE PRIVILEGED, 12 Success Principles to
Uncover Your Innermost Potential"
ISBN 9780981147505

(The book may currently be ordered though Chapters Book Rare Section and quote ISBN#9780981147505
or checking out the link by copying onto your browser:

http://www.chapters.indigo.ca/used-books/You-Privileged-Success-Principles-Uncover-Sheila-Atienza/grp11252646-978098114750-rare.html?__lang=en-CA&ref=Browse+History:+Recently+Viewed+-+Mainon