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2 Bedroom Apartments in Richmond, BC

Have you been looking to own a 2-bedroom unit?

To date, as per the Multiple Listing Service, (MLS) there are at least thirty (30) two-bedroom (2 br) units 
available in the area of Richmond, B.C.

If you have been scouting or driving around some places in Richmond lately, you might have
come across some attached properties in these particular areas:

Ackroyd
Parksville
Citation
Springfield
Cook Road
Jones Road
Cooney Road
Westminster
No. 1 Road
No. 3 Road
and Lansdowne

The prices for these properties range from $200K to $250K.

To own a home in that price range, a qualified buyer, need only to put up a five percent (5%) down payment, ($10K for 200K property or $12,500 for a 250K property).

Prior to visiting properties that are on the market, make sure that you have been pre-qualified or
pre-approved for a mortgage.

A lender (bank or any financial institution) may issue a conditional commitment stating the ideal amount
for purchase, interest rate, and the period covered (which may be 60 days, 90 days or 120 days) and other applicable terms.

In addition to a mortgage, some funds will have to be allocated for the closing costs (legal fees, disbursement, title conveyance, home inspection,and other relevant costs). 

If you are looking at an option to own a home in the above-mentioned areas, you might want to assess
whether this time is a good opportunity for you.

For more information on these properties or mortgage inquiries, please send email.

--------
Sheila Atienza, Richmond BC Realtor and Mortgage Broker
Author,
"How to Prepare to Own a Home in Canada: recession-proof lifestyle for immigrants and first-time buyers"

Available at chapters.indigo.ca  amazon.ca

Excerpt from the Book: How to Prepare to Own a Home in Canada

"Every year, more and more immigrants come to Canada from different parts of the world,
such as China, India, Philippines, Pakistan, United States, Iran, United Kingdom, Korea,
Colombia, and France among other countries.

As you gain more experience and better grasp of how it is to be in Canada, you may start to ask whether
it's already a good time to start prospecting for a home that you can call your own.

The question therefore goes: Are you ready to be a homeowner? The challenge for home buyers is
to assess how equipped they are in getting into the market.

Many prospective buyers, for different reasons, end up realizing they are not at all
prepared after going through the initial steps of home search.
Some don't finish the process they thought they could...

 
Continue reading...

Copyrighted Material. 2009. All contents rights reserved.

by:

Sheila Atienza, Richmond BC Realtor and Mortgage Broker
Author,
"How to Prepare to Own a Home in Canada: recession-proof lifestyle for immigrants and first-time buyers"

Available at Chapters.indigo.ca and amazon.ca

Links to Some News for First-time Buyers in Canada

First-time home buyers should be prepared, rather than surprised, by extra costs

House ownership more affordable for Canadians, RBC says

Time is right for first-time homebuyers, housing experts say

Drop in house prices driving first-time buyers to take the plunge

More Canadians will turn to fixed mortgages as rates plummet to rock bottom

-------

Sheila Atienza, 

Author of "How to Prepare to Own a Home in Canada, Recession-proof Lifestyle for Immigrants and First-time Buyers" (ISBN 978-0981147512)

Chapters.indigo.ca       Amazon.ca      Amazon.com     Barnes and Noble 

Privilege Solutions Integrated, a BC-based publishing firm announces the launch of its recently published book title: "How to Prepare to Own a Home in Canada, Recession-proof Lifestyle for Immigrants and First-time Buyers" by Sheila Atienza.

FOR IMMEDIATE RELEASE

PRLog (Press Release) - May 27, 2009 - Privilege Solutions Integrated, a BC-based publishing firm announces the launch of its recently published book title: "How to Prepare to Own a Home in Canada, Recession-proof Lifestyle for Immigrants and First-time Buyers" written by Sheila Atienza.

The book presents integrated ideas and guideline on how newcomers to Canada as well as aspiring homeowners should look at their personal finance, establish credit, handle resources and understand various aspects of mortgages, in order to qualify and be a homeowner in time.

Author Sheila Atienza who is also Realtor and Mortgage Broker based in British Columbia, says, "There's indeed a need for people to look at their home buying plans closely and the efforts to seriously prepare, as some mortgage applicants are not aware of their financial position, whether they are qualified or risky borrowers."

"Banks and lenders in Canada have strict guidelines in approving of applications, particularly in terms of borrower's income and credit. The ongoing economic crisis should have given us awareness of the impact of our financial lifestyle", adds Sheila, who also wrote the book, "You are Privileged, 12 Success Principles to Uncover Your Innermost Potential".

Copies of the book "How to Prepare to Own a Home in Canada, Recession-proof Lifestyle for Immigrants and First-time Buyers" will be available in the global market through Ingram, the world's largest wholesale book distributor.

Participating booksellers are Chapters.indigo.ca (Canada's biggest bookstore), Amazon.com (US largest online retailer), Barnes and Noble, and other select bookstores worldwide.

For more details on this book:
please visit: http://prepare-to-own-a-home.iclickproperty.com
or http://books.iprivilege.com

# # #

Privilege Solutions Integrated is an independent firm based in British Columbia, Canada, that publishes books on self-help, success, real estate, personal finance and other multimedia products.